“The staff from my new favorite mortgage company Lendfriend is the best experience I’ve ever had from any lending organization...Their customer Service was very attentive and always prepared to assist me in every way...Ask for Eric !!”
Mortgage Solutions for Financially Complex Borrowers.
Self-employed? High net worth? Complicated income? We work with 40+ lenders to find mortgage options built around your financial picture. Not the other way around. Your finances may be complex, but your mortgage experience should be simple—with clear guidance and fast closings.
Responsive Support. Reliable Execution.
A Transparent Mortgage Experience.
As a mortgage broker, LendFriend Mortgage works with over 40 wholesale lenders to compare loan programs instead of forcing borrowers into a single lender's products. We help you find the right fit, not just the easiest approval.
Flexible Mortgage Options for Every Borrower
LendFriend Mortgage works with 40+ wholesale lenders to offer conventional, jumbo, and specialized Non-QM mortgage programs for first-time homebuyers, investors, entrepreneurs, retirees, and borrowers with complex income or assets.
Self-Employed Mortgages
Qualify using 12 or 24 months of personal or business bank statements instead of traditional W-2 income or tax returns.
Asset Depletion Loans
Convert eligible bank accounts, investments, retirement funds, and other assets into qualifying monthly income for a mortgage.
RSU Mortgages
Use eligible Restricted Stock Unit income to strengthen mortgage qualification without needing to liquidate your shares.
Crypto-Backed Mortgages
Use eligible Bitcoin or Ethereum holdings to support mortgage qualification without selling your digital assets.
Jumbo Loans
Competitive financing for higher-value purchases and refinances that exceed conventional conforming loan limits.
Buy Before You Sell
Purchase your next home before selling your current one by unlocking available equity or reducing the impact of your existing mortgage.
DSCR Loans & Investor Mortgages
Qualify investment properties using the property's rental income instead of relying on personal employment or tax-return income.
Professional & Doctor Mortgages
Specialized financing for doctors, attorneys, accountants, and other professionals with flexible down payment and qualification options.
First-Time Homebuyers
Explore conventional, FHA, and VA loan options with flexible down payment programs designed to make buying your first home more accessible.
Transparent Mortgages. Zero Hidden Fees. Happy Borrowers.
We help homebuyers and homeowners save big without surprises. Our tech-driven platform cuts overhead and passes those savings directly to you.
- Competitive mortgage rates with no hidden lender fees or surprise discount points
- Upfront estimates of your monthly mortgage payment, closing costs, and long-term interest
- More loan options, including conventional, jumbo, VA, bank statement, DSCR, and asset depletion mortgages
- Fast mortgage pre-approvals backed by experienced loan experts, not just an online algorithm
- Need a fast mortgage closing? Qualified borrowers can close in as little as 14 days

See Why Borrowers Call Us the Best Mortgage Broker
From first-time homebuyers and business owners to jumbo borrowers and clients with complex income, see what borrowers across the country say about working with LendFriend Mortgage.
“Eric and his team went above and beyond to help us with our home purchase. Our realtor recommended LendFriend to us and we couldn't have been happier with the recommendation. They were so nice and answered every question we had no matter how insignificant it seemed.”
“Financing a home with acreage and unconventional retirement income can be overwhelming, but LendFriend Mortgage made the process smooth from beginning to end.
They were always quick to respond, answered every question we had, and explained each step in a way that was easy to understand. We always had direct access to the people actually working on our loan, which made the experience much less stressful.
What really stood out was that even after the loan funded, they continued helping and making sure we understood the next steps. There was never a feeling of “the loan closed, good luck.”
We truly appreciated the patience, communication, and support through the entire process and would absolutely recommend LendFriend Mortgage, especially for anyone with a unique financial situation or rural property purchase.”
“As a 1099 worker with non-traditional income history, Eric was able to think outside the box and help me find a mortgage for my first home. The company was always problem-solving and the process was seamless. I have already recommended them to several other friends and colleagues. If you are a non-traditional borrower or are looking for someone that can come up with creative solutions, check out LendFriend!”
“LendFriend was referred to me by a colleague and good friend who spoke very highly of them as mortgage brokers, and they absolutely lived up to the recommendation. My husband and I had an outstanding experience working with LendFriend throughout our home-buying journey. Eric, Crystal, and Morgan truly are an A-team! From start to closing, they were incredibly helpful, responsive, and knowledgeable, always taking the time to clearly explain every step of the process. They secured us a very competitive interest rate and made sure we fully understood each detail along the way. I reached out to Eric on 1/13/26 and closed on our home by 2/12/26. They worked seamlessly with our timeline and made the process incredibly efficient. We genuinely felt supported from beginning to end, which made the entire experience smooth and stress-free. We’re so grateful for this amazing team and highly recommend them to anyone looking to purchase a home!”
“I recently used LendFriend for my home purchase, and they were fantastic! The team was professional, responsive, and truly caring. They explained everything clearly, answered all my questions, and made the process smooth and stress-free.
What really sets them apart is their forward-thinking approach—they accept cryptocurrency holdings as proof of income/assets, which was a game-changer for me and made qualifying so much easier. Communication was excellent, they secured a great rate, closed on time with no hidden fees, and their online portal was super easy to use.
If you want a modern lender that puts you first, embraces crypto, and delivers results, choose LendFriend. I’ll recommend them to everyone—thank you for making my dream home possible!”
“Super impressed with how fast and smooth the whole process was — especially given my complex RSU comp structure that traditional banks kept discounting.
Eric and the team had no problem including my full base + RSU compensation. They were extremely fast, set clear expectations from the start, and followed through on everything they promised.
Honestly one of the easiest and most stress-free mortgage experiences I’ve ever had. Highly recommend!”
“LendFriend made my homebuying experience so easy. As a business owner, I heard horror stories about how hard it can be for guys like me to get a mortgage. Thankfully I found LendFriend. Eric and the team had me approved in no time. My rate was great and they closed on time. Couldn’t ask for more.”
“The team at LendFriend made buying our home in Florida so easy. We had an expiring lease and LendFriend was able to move very quickly to get us closed in under 30 days before the lease ended. They also got us a great rate on a jumbo loan and were available day and night to answer all of our questions. If you’re looking for a mortgage broker that makes the process stress-free while still getting you a great rate, you have to call LendFriend.”
“Eric and the team at LendFriend were an absolute pleasure to work with. Having had terrible experiences in the past with national/online brokers, I wanted a local broker who I could build trust with. The team was always proactive in making sure the next steps were lined up and executed, it was never on me to guess what needed to happen. Eric answered texts off hours and helped me navigate unusual pathways - cross country move, potential job change mid-process, etc... Eric also introduced me to a terrific real estate agent who found us our dream house. A+ experience.”
“LendFriend is the absolute best. I found them after I was denied by a lender due to an appraisal issue. I spoke with dozens of lenders, but LendFriend was the only one that could figure out a solution. They were able to close my jumbo loan in less than 3 weeks and hit my closing date. If you need a lender to step in and save the day, call LendFriend!”
Stay in the Know With Our Weekly Newsletter
Expert insights on mortgage rates, housing trends, and real estate news, delivered to your inbox every week. Join thousands of homebuyers and homeowners already subscribed.
A Mortgage Broker With Nationwide Reach
Headquartered in Austin, LendFriend Mortgage brings deep local market expertise to homebuyers, homeowners, and real estate investors across Texas and all 16 additional states we serve.
Texas
LendFriend Mortgage is a local Austin market expert serving buyers across West Lake Hills, Dripping Springs, Liberty Hill, Lakeway, Dallas, Houston, The Woodlands, and throughout Texas. We specialize in jumbo mortgages, DSCR loans, bank statement loans, and asset depletion mortgages for entrepreneurs, retirees, and real estate investors.
Featured Mortgage Markets
California
Los Angeles, San Diego, San Francisco, Sacramento, Orange County, and the Bay Area
Colorado
Denver, Boulder, Aurora, Colorado Springs, Fort Collins, and surrounding communities
Florida
Miami, Palm Beach, Boca Raton, Naples, Tampa, Orlando, and the Gulf Coast
Georgia
Atlanta, Savannah, Augusta, Macon, Columbus, and surrounding suburban markets
Illinois
Chicago, Winnetka, Hinsdale, Lake Forest, Oak Brook, Naperville, and the North Shore
New Jersey
Short Hills, Ridgewood, Alpine, Princeton, Colts Neck, Deal, and the Jersey Shore
North Carolina
Charlotte, Raleigh, Cary, Chapel Hill, Lake Norman, Asheville, and growing tech corridors
Virginia
McLean, Great Falls, Arlington, Richmond, Virginia Beach, and Northern Virginia
More States We Serve
Not sure if we serve your area?
We operate in 17 states and are always happy to confirm availability. Reach out, and we’ll let you know in minutes.
How LendFriend Mortgage is Built Around You
Every borrower is different. As a Texas-experienced mortgage broker, we combine personal attention with access to 40+ lenders, so you get the right loan, not just any loan.
.png)
Around the Clock
We’re available 7 days a week to help you compare mortgage options, get pre-approved, review loan details, and move forward on your timeline.
.png)
More Loan Options
From conventional, FHA, VA, and jumbo loans to cash-out refinances, bank statement loans, asset depletion mortgages, no-ratio loans, and other Non-QM programs, we help identify the mortgage option that fits your financial profile.
.png)
500+ Five-Star Reviews
Our clients on Google, Zillow, and Yelp consistently call us the best mortgage broker for honest guidance, competitive options, and dependable closings.
.png)
Competitive Rates, No Hidden Costs
Competitive mortgage rates, zero hidden fees, and transparent loan guidance from the moment you reach out through the day you close.
.png)
Dedicated Mortgage Expert
You'll work with a dedicated specialist who understands your goals, income type, and property.

Fast Closings
Our process is built for speed. Most clients close in 3–4 weeks. If you need to move faster, we can close in as little as 14 days.
Want to Learn More About Mortgages ?
Our Learning Center breaks down mortgage financing in simple terms, from conventional and jumbo loans to specialized options like bank statement loans, asset depletion mortgages, DSCR loans, and crypto-backed financing. Whether you're buying a home, investing in real estate, or refinancing, explore practical guides designed to help you understand your options.
Meet Eric Bernstein, President & Co-Founder
Eric Bernstein is a natural problem solver who built LendFriend Mortgage around helping borrowers find a path forward when the easy answer is “no.”
He especially loves helping homebuyers in a pinch—someone already under contract who was unexpectedly denied by a bank, a self-employed borrower whose tax returns don’t reflect their true cash flow, or a high-net-worth buyer with substantial assets but limited traditional income. These are often the borrowers who have been told they cannot qualify for the home they want.
Eric and the LendFriend team work with more than 40 wholesale lenders and a broad range of mortgage programs, including conventional and jumbo loans, bank statement mortgages, asset depletion loans, DSCR loans, VA financing, and other Non-QM solutions. That lender access gives the team more ways to structure a loan when a traditional bank’s guidelines don’t fit the borrower’s financial picture.
Eric is also the voice behind many of the articles in LendFriend’s Learning Center. Much of that content is inspired by real questions, challenges, and mortgage scenarios the team encounters while helping clients—from entrepreneurs trying to document income to buyers navigating jumbo financing, asset-based qualification, or a last-minute loan rescue.
For Eric, the most rewarding closings are often the hard ones: rescuing a purchase after another lender falls through, helping an entrepreneur qualify without relying solely on tax returns, or showing a borrower who thought homeownership was out of reach that there may still be a way to achieve the American dream.

Hours of Operation
Open 7 days a week. Always here when borrowers need us.
Get Your Custom Mortgage Rate Quote in Under 2 Minutes
Work with a trusted mortgage loan broker. No hidden fees, no pressure, just competitive rates and expert guidance from day one.